Fee-Only Compensation

Cambridge Wealth Counsel is Fee-only. That means we have no conflict of interest—we are legally required to do what is in your best interest. We are compensated solely by our clients, not by any commissions or payments from outside sources, and are proud of our stringent code of ethics. You are at the center of our focus, and you benefit from truly objective advice. Fee-only means we work for you and you alone.

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At Cambridge, serving our clients is our end goal, not a means to an end. Your success and financial freedom—that’s why we are here.

Fee-only: a sign of integrity

  • Our wealth management fee is based on a small percentage of the investment assets under our advisement, with the percentage decreasing on higher levels of assets. Fees are generally payable quarterly, with separate fixed fees charged for any business or real estate coaching services.
  • We feel that this fee-only focus enhances the integrity of our client-advisor relationships and keeps our clients’ interests at the heart of what we do. As fee-only Wealth Managers, we eliminate any conflict of interest that may arise from accepting a commission or finder’s fee.
  • As members of NAPFA (National Association of Personal Financial Advisors), the most selective association of fee-only comprehensive financial advisors, we have sworn to maintain a fiduciary obligation to our clients.

We agree to:

  1. Always act in good faith and with candor.
  2. Be proactive in disclosing any conflicts of interest that may impact a client.
  3. Not accept any referral fees or compensation contingent upon the purchase or sale of a financial product.

For more information about NAPFA and to read the Fiduciary Oath in its entirety, click here.

Fee-only versus commission-based

There are many commission-based firms in the market, but there are two marked differences between fee-only and commission-based companies. First, with commission-based compensation’s focus on transactions, there is no economic alignment of interests between the provider and the client. Secondly, commission-based firms rarely provide the financial planning, relationship consistency or help with implementation you get with comprehensive fee-only wealth management. As a Fee-only wealth management firm, Cambridge, prides itself on a depth of process and breadth of service that addresses all of your financial goals—without conflicts.

Talk with us about your life goals, and how we can help you get there.

Call us to set up an initial consultation: 770-506-7377

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Modera

Cambridge Wealth Counsel Has Merged!

We are pleased to announce that effective July 1, 2016, we have merged with Modera Wealth Management, LLC (“Modera”), an independent, fee only wealth management firm with offices in Georgia, Florida, Massachusetts and New Jersey. The merger brings together two growing firms with a common set of values and wealth management philosophies. Both share a deep dedication to being a fee-only fiduciary, providing objective advice in the best interests of their clients, remaining independent and continue to deliver exceptional service.

The resources and expertise we can provide to our clients are enhanced; the combined group results in a team of 51 employees, including 25 holding the CFP ® certification, 5 with the CFA designation, 3 CPAs, one JD, one CDFA, one EA and one CFTA. Along with your current wealth management team, we may, depending on your needs, introduce other specialists in our expanded group.

The name “Modera” stands for “to manage, to moderate”, with various roots in Latin, Italian and Spanish. Given that we are creating long-term financial plans and managing assets for the long-term with emphasis on risk management, the name Modera embodies our core beliefs. It is up to date and forward looking, yet grounded in the principle of “take no more risk than one needs to achieve one’s goals”.

Please click here to be redirected to the ModeraWealth.com website. If you would like to have a conversation about the merger, please do not hesitate to reach out to us. We are reachable at the same unchanged phone number (770) 506-7377

We are so grateful for the trust and confidence of you, our clients. We look forward to continuing to serve you and your families in the years ahead.

Rob, Barry, Brandy, Tana, Salome and Doreth

The New Georgia Office of Modera Wealth Management